{"id":171723,"date":"2025-05-07T13:44:57","date_gmt":"2025-05-07T08:14:57","guid":{"rendered":"https:\/\/www.gkseries.com\/blog\/?p=171723"},"modified":"2025-05-07T13:44:59","modified_gmt":"2025-05-07T08:14:59","slug":"aponar-apon-ghar-home-loan-subsidy-scheme","status":"publish","type":"post","link":"https:\/\/www.gkseries.com\/blog\/aponar-apon-ghar-home-loan-subsidy-scheme\/","title":{"rendered":"Aponar Apon Ghar &#8211; Home Loan Subsidy Scheme"},"content":{"rendered":"\n<p>The Assam government has introduced &#8220;Aponar Apon Ghar,&#8221; a home loan subsidy scheme designed to assist individuals in purchasing or constructing their first house. The amount of subsidy can be between \u20b91 lakh and \u20b92.5 lakh, depending on the loan amount.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Overview of the scheme:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Scheme Name:<\/strong>\u00a0Aponar Apon Ghar (meaning &#8220;Your Own House&#8221;)\u00a0<\/li>\n\n\n\n<li><strong>Objective:<\/strong>\u00a0To facilitate homeownership for residents of Assam, particularly those with lower incomes.\u00a0<\/li>\n\n\n\n<li><strong>Implementing Body:<\/strong>\u00a0Finance Department, Government of Assam\u00a0<\/li>\n\n\n\n<li><strong>Target Beneficiaries:<\/strong>\u00a0Permanent residents of Assam who are purchasing or constructing their first house.\u00a0<\/li>\n\n\n\n<li><strong>Subsidy Amount:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Between \u20b95 lakh and \u20b910 lakh: \u20b91 lakh subsidy\u00a0<\/li>\n\n\n\n<li>Above \u20b910 lakh up to \u20b920 lakh: \u20b91.5 lakh subsidy\u00a0<\/li>\n\n\n\n<li>Above \u20b920 lakh up to \u20b930 lakh: \u20b92 lakh subsidy\u00a0<\/li>\n\n\n\n<li>Above \u20b930 lakh up to \u20b940 lakh: \u20b92.5 lakh subsidy\u00a0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Loan Amount:<\/strong>\u00a0Up to \u20b940 lakh\u00a0<\/li>\n\n\n\n<li><strong>Repayment Period:<\/strong>\u00a0Up to 360 months (or up to 70 years of age)\u00a0<\/li>\n\n\n\n<li><strong>Moratorium:<\/strong>\u00a0Up to 18 months\u00a0<\/li>\n\n\n\n<li><strong>Eligibility:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Must be a permanent resident of Assam\u00a0<\/li>\n\n\n\n<li>Must be purchasing or constructing their first house\u00a0<\/li>\n\n\n\n<li>The total family income of the applicant (from all sources) must not exceed \u20b9 20,00,000\u00a0<\/li>\n\n\n\n<li>The housing loan must be of more than \u20b9 5,00,000 and sanctioned by bank on or after 1st April 2019\u00a0<\/li>\n\n\n\n<li>The loan accounts must not be under NPA (Non Performing Assets) status\u00a0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The Assam government has introduced &#8220;Aponar Apon Ghar,&#8221; a home loan subsidy scheme designed to assist individuals in purchasing or constructing their first house. The amount of subsidy can be between \u20b91 lakh and \u20b92.5 lakh, depending on the loan amount. Overview of the scheme:<\/p>\n","protected":false},"author":419,"featured_media":171724,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5369],"tags":[],"class_list":["post-171723","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general-awareness"],"_links":{"self":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/171723","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/users\/419"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/comments?post=171723"}],"version-history":[{"count":1,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/171723\/revisions"}],"predecessor-version":[{"id":171725,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/171723\/revisions\/171725"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/media\/171724"}],"wp:attachment":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/media?parent=171723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/categories?post=171723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/tags?post=171723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}