{"id":171946,"date":"2025-05-13T14:00:13","date_gmt":"2025-05-13T08:30:13","guid":{"rendered":"https:\/\/www.gkseries.com\/blog\/?p=171946"},"modified":"2025-05-13T14:00:16","modified_gmt":"2025-05-13T08:30:16","slug":"bhim-bharat-interface-for-money","status":"publish","type":"post","link":"https:\/\/www.gkseries.com\/blog\/bhim-bharat-interface-for-money\/","title":{"rendered":"BHIM : Bharat Interface for Money"},"content":{"rendered":"\n<p>BHIM, or Bharat Interface for Money, is a mobile payment app developed by the National Payments Corporation of India (NPCI). It\u2019s designed to make secure, instant, and cashless transactions a breeze using the Unified Payments Interface (UPI) system. Since its debut on December 30, 2016, BHIM has empowered users to perform direct bank-to-bank transfers, settle bills, and receive payments simply by using a mobile number or a Virtual Payment Address (VPA).<\/p>\n\n\n\n<p><strong>Key Features of BHIM:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Instant Bank Transfers:<\/strong> Send and receive money directly between bank accounts using UPI.\u200b<\/li>\n\n\n\n<li><strong>UPI Autopay:<\/strong> Set up automatic recurring payments for subscriptions and bills. \u200b<\/li>\n\n\n\n<li><strong>UPI Lite:<\/strong> Make small-value transactions up to \u20b91,000 without entering a UPI PIN. \u200bApple<\/li>\n\n\n\n<li><strong>Multi-Language Support:<\/strong> Available in 20 languages to cater to diverse users across India. \u200bWikipedia<\/li>\n\n\n\n<li><strong>QR Code Payments:<\/strong> Scan QR codes to make payments to merchants or individuals.\u200b<\/li>\n\n\n\n<li><strong>Security:<\/strong> Implements two-factor authentication and other security measures to ensure safe transactions.\u200b<\/li>\n<\/ul>\n\n\n\n<p><strong>Transaction Limits and Charges:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Daily limit: Rs.\u00a01,00,000.\u00a0<\/li>\n\n\n\n<li>New users have an initial limit: Rs.\u00a05,000 for the first 24 hours.\u00a0<\/li>\n\n\n\n<li>There are no transaction charges for BHIM app users.<\/li>\n<\/ul>\n\n\n\n<p><strong>Security Measures:<\/strong><\/p>\n\n\n\n<p>BHIM employs robust security protocols, including two-factor authentication and device binding, to ensure user data and transactions are secure. Users are advised to keep their UPI PIN confidential and be cautious of phishing attempts.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BHIM, or Bharat Interface for Money, is a mobile payment app developed by the National Payments Corporation of India (NPCI). It\u2019s designed to make secure, instant, and cashless transactions a breeze using the Unified Payments Interface (UPI) system. Since its debut on December 30, 2016, BHIM has empowered users to perform direct bank-to-bank transfers, settle [&hellip;]<\/p>\n","protected":false},"author":419,"featured_media":171947,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5369],"tags":[],"offerexpiration":[],"class_list":["post-171946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general-awareness"],"_links":{"self":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/171946","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/users\/419"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/comments?post=171946"}],"version-history":[{"count":1,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/171946\/revisions"}],"predecessor-version":[{"id":171948,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/171946\/revisions\/171948"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/media\/171947"}],"wp:attachment":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/media?parent=171946"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/categories?post=171946"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/tags?post=171946"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/offerexpiration?post=171946"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}