{"id":9179,"date":"2020-03-11T05:52:23","date_gmt":"2020-03-11T05:52:23","guid":{"rendered":"https:\/\/www.gkseries.com\/blog\/?p=9179"},"modified":"2020-03-11T05:52:24","modified_gmt":"2020-03-11T05:52:24","slug":"reserve-bank-of-india-has-placed-yes-bank-under-moratorium","status":"publish","type":"post","link":"https:\/\/www.gkseries.com\/blog\/reserve-bank-of-india-has-placed-yes-bank-under-moratorium\/","title":{"rendered":"Reserve Bank of India has placed Yes Bank under moratorium"},"content":{"rendered":"\n<p>The Reserve Bank of India has placed Yes Bank under\nmoratorium. Yes Bank customers cannot make regular withdrawals of more than Rs.\n50,000 a day till April 3, subject to a maximum of Rs.5 lakh. <\/p>\n\n\n\n<p><a href=\"https:\/\/www.gkseries.com\/blog\/current-affairs-quiz-2019-daily-gk\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Daily Current Affairs Quiz 2020<\/strong><\/a><\/p>\n\n\n\n<p><strong>Why the Yes Bank fall\ninto the crisis?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Many borrowers started defaulting the bank\u2019s\ngross non-performing asset (NPA) percentage that is the percentage of loans\noverdue for more than 90 days. <\/li><li>The bad loans piled up, the bank did not make\nenough provisions in its profits. Its provisions were the lowest among\ncomparable banks. <\/li><li>The Customers withdrew large amounts, resulting\nin the credit-deposit ratio crossing 100% in 2018-19. That is, it lent more\nthan it received.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The Reserve Bank of India has placed Yes Bank under moratorium. Yes Bank customers cannot make regular withdrawals of more than Rs. 50,000 a day till April 3, subject to a maximum of Rs.5 lakh. Daily Current Affairs Quiz 2020 Why the Yes Bank fall into the crisis? Many borrowers started defaulting the bank\u2019s gross [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":9180,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[914],"tags":[],"offerexpiration":[],"class_list":["post-9179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-affairs-march-2020"],"_links":{"self":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/9179","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/comments?post=9179"}],"version-history":[{"count":1,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/9179\/revisions"}],"predecessor-version":[{"id":9181,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/posts\/9179\/revisions\/9181"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/media\/9180"}],"wp:attachment":[{"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/media?parent=9179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/categories?post=9179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/tags?post=9179"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/www.gkseries.com\/blog\/wp-json\/wp\/v2\/offerexpiration?post=9179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}