The Punjab government has officially launched its Mukhya Mantri Sehat Yojana (Chief Minister Health Scheme), a flagship healthcare program that provides free and cashless medical treatment costing up to ₹10 lakh annually per family for families living in the state. It was launched in the state capital Chandigarh on July 8, 2025, by Chief Minister Bhagwant Mann in the presence of AAP national convener Arvind Kejriwal.
Scheme Benefits:
The scheme targets about 65 lakh families which covers nearly 3 crore people across Punjab. The scheme will cover families from all social and economic strata, including government employees, pensioners, farmers, workers and businessmen.
The Chief Minister said that every family eligible for the scheme will receive health cards that will enable residents to avail cashless treatment in both government and private hospitals in Punjab.
Top-Up Coverage for Existing Central Government Scheme Beneficiaries
In fact, residents enrolled under the Central Government scheme (Ayushman Bharat) will also receive the same benefit as health insurance beneficiaries and therefore will get an additional ₹5 lakh top-up cover under Mukhya Mantri Sehat Yojana, which is ₹10 lakh healthcare cover in the year through the scheme.
When Will It Be Implemented?
The scheme will be launched on October 2, 2025. The government will establish registration camps in different regions to help people register and get their health cards. It will also do away with categorization through colored cards (blue and yellow) which used to create confusion among the residents and will have a simple and uniform scheme.
Healthcare Coverage for 2000+ Diseases
Under the Mukhya Mantri Sehat Yojana, the treatment of more than 2000 diseases will be provided, including serious diseases like heart disease, cancer, kidney disease, and surgeries. People will receive care in any empanelled hospital, in either government or private institutions, without paying anything out of pocket.
In order to obtain treatment, beneficiaries will only need to show their Aadhaar card and health card. There will be no out-of-pocket expenses time and no reimbursement mechanism. The process will be cashless, and beneficiaries, and therefore healthcare services, will be more accessible to everyone.
