UPSC Important Topics

Attracting and Retaining Youth in Agriculture (ARYA) Scheme Implemented by: ICAR (Indian Council of Agricultural Research), Ministry of Agriculture & Farmers Welfare. Objective: The objectives of the ARYA project are ✅ To attract and empower the Youth in Rural Areas to take up various Agriculture, allied, and service sector enterprises for sustainable income and gainful […]

Purchasing Manager’s Index PMI is an indicator of business activity- in the manufacturing and services sectors. Calculation of PMI ✓ It is a survey-based measure that asks the respondents about changes in their perception about key business variables as compared with the previous month. ✓ It is calculated separately for the manufacturing and services sectors

Vidyanjali portal ✓- portal to facilitate private donor’s, corporate social responsibility contribution and volunteering activities. ✓ The Vidyanjali portal will enable community/volunteers to contribute by connecting directly with the government and government-aided schools of their choice. ∆Acording to education ministry, any person who is a citizen of India/NRI/PIO OR any organisation/institution/company/group registered in India can

Nai Roshni Scheme • By Ministry of Minority Affairs. Objective: • Leadership Development of Minority Women. • To empower and instil confidence among minority women by providing knowledge, tools and techniques for interacting with Government systems, Banks and other institutions at all levels. Scheme: • The scheme is implemented through Non-Governmental Organizations (NGOs). • The

Accredited investors • Accredited investors, also called qualified investors or professional investors, are those who have an understanding of various financial products and the risks and returns associated with them. • They are able to make informed decisions regarding their investments and are recognised by many securities and financial market regulators globally. • Generally, they

FDI • FDI’ or ‘Foreign Direct Investment’ means investment through capital instruments by a person resident outside India • in an unlisted Indian company OR in ten per cent or more of the post-issue paid-up equity capital on a fully diluted basis of a listed Indian company. • In India, foreign investment can be made

Promissory note • A promissory note is an instrument in writing (not being a bank note or a currency note) containing an unconditional undertaking, signed by the maker, to pay a certain sum of money only to or to the order of a certain person or to the bearer of the instrument. • In a

Commercial Paper • Commercial paper is an unsecured, short period debt tool issued by a company, usually for the finance and inventories and temporary liabilities. • The maturities in this paper do not last longer than 270 days. • These papers are like a promissory note allotted at a huge cost and exchangeable between the

Deendayal Disabled Rehabilitation Scheme (DDRS) • The umbrella Central Sector Scheme called the “Scheme to Promote Voluntary Action for Persons with Disabilities” was revised in 2003 and was renamed as the DDRS. • The approach of this Scheme is to provide financial assistance to voluntary organizations to make available the whole range of services necessary

Financial Market • Financial market is the market that facilitates transfer of funds between investors/ lenders and borrowers/ users. • Financial market may be defined as ‘a transmission mechanism between investors (or lenders) and the borrowers (or users) through which transfer of funds is facilitated’. • It consists of individual investors, financial institutions and other