RBI raises individual housing loan limit for co-operative banks

The Reserve Bank of India (RBI) has raised the limits for individual housing loans being extended by Urban Cooperative Banks (UCBs) and Rural Cooperative Banks by over 100%. The limits for Tier I /Tier II UCBs have been revised from ₹30 lakh/ ₹70 lakh to ₹60 lakh/ ₹140 lakh, respectively.

RCBs the limits have been increased:-

(i) From ₹20 lakh to ₹50 lakh for RCBs with assessed net worth less than ₹100 crore

(ii) From ₹30 lakh to ₹75 lakh for other RCBs.

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