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Question

Which of the following banks categorized as domestic systemically important banks (D-SIBs) or banks that are considered as “too big to fail”?

A SBI
B HDFC
C ICICI Bank
D All of these
Answer & Explanation
Option: All of these

Explanation:

State-owned SBI, along with private sector lenders ICICI Bank and HDFC Bank continue to be Domestic Systemically Important Banks (D-SIBs) or institutions which are 'too big to fail'. The Reserve Bank had issued the framework for dealing with domestic systemically important banks on July 22, 2014. The D-SIB framework requires the Reserve Bank to disclose the names of banks designated as D-SIBs starting from 2015 and place these banks in appropriate buckets depending upon their systemic importance scores (SISs).
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