Pradhan Mantri Awas Yojana (Urban)

Pradhan Mantri Awas Yojana (Urban)

Why in News?

The Ministry of Housing and Urban Poverty Alleviation (MoHUPA) launched the Pradhan Mantri Awas Yojana (Urban) Programme in Mission mode envisions provision of Housing for All by 2022, when the Nation completes 75 years of its Independence.

What is Pradhan Mantri Awas Yojana (Urban)?

Pradhan Mantri Awas Yojana Urban (PMAY-U), a flagship Mission of Government of India being implemented by Ministry of Housing and Urban Affairs (MoHUA), was launched on 25th June 2015. The Mission addresses urban housing shortage among the EWS/LIG and MIG categories including the slum dwellers by ensuring a pucca house to all eligible urban households by the year 2022, when Nation completes 75 years of its Independence.

What are the scopes of the Scheme?

• “Housing for All” Mission for urban area is being implemented during 2015-2022 and this Mission will provide central assistance to implementing agencies through States and UTs for providing houses to all eligible families/beneficiaries by 2022.
• Mission will be implemented as Centrally Sponsored Scheme (CSS) except for the component of credit linked subsidy which will be implemented as a Central Sector Scheme.
• Mission with all its component has become effective from the date 17.06.2015 and will be implemented upto 31.03.2022

Key Points of the Scheme

• Beneficiaries of the scheme include Economically weaker sections (EWS), low-income groups (LIGs), and Middle Income Groups(MIGs).
• The Mission is being implemented as a Centrally Sponsored Scheme (CSS) except for the component of credit linked subsidy which will be implemented as a Central Sector Scheme.
• The houses constructed with central assistance under the mission should be in the name of the female head of the household or in the joint name of the male head of the household and his wife and only in cases when there is no adult female member in the family, the dwelling unit/house can be in the name of a male member of the household.